Neighborhood park with a pavilion and walking trail in Melissa, Texas

Community guide · Collin County

Living in Melissa, TX

One of the fastest-growing cities in America, with an A-rated school district, new parks and a 12-minute drive to downtown McKinney.

Population
29,9692025 Census estimate · 2020: 13,901
County
CollinUS-75 & SH-121 corridor
School district
Melissa ISDTEA rating A (91), 2025–26
Downtown Dallas
~39 miabout 46 min, no traffic
Property tax
≈ 1.91%tax year 2025, in city limits
Growth
#4 in U.S.fastest-growing cities 20k+, 2024–25

Melissa, Texas

Is Melissa, TX a good place to live?

Yes — if you want a newer home, an A-rated school district and quick access to US-75 and SH-121, living in Melissa, TX makes a lot of sense. The trade-off is growth: more construction, busier roads and a combined tax rate of about 1.91% inside city limits.

Melissa has changed fast. The 2020 Census counted 13,901 people; the Census Bureau’s July 2025 estimate is 29,969, a 14.5% jump in a single year that ranked Melissa the #4 fastest-growing city of its size in the country. The city covers roughly 21 square miles of rolling Blackland Prairie between the East Fork of the Trinity River and Sister Grove Creek, about seven miles northeast of McKinney.

What I hear most from buyers is that they come for Melissa ISD and stay for the parks and the in-town convenience — H-E-B, Kroger and Buc-ee’s are all here now. The city is also putting real money into its original downtown through the District 46 project, so the old town grid is getting new sidewalks, lighting and gathering spaces while the subdivisions keep spreading out around it. If you’re comparing Melissa TX homes for sale with Anna or McKinney, the questions I’d focus on are the school zone, the full tax line and how much construction is still planned nearby.

Jobs, growth and what’s coming

Melissa’s biggest employers in 2025 were Melissa ISD (1,128 employees), H-E-B (525), Redden Concrete (400), Beam Concrete Construction (350), Buc-ee’s (315), Kroger (166) and the City itself (137), according to the city’s FY2025 financial report. Taxable value reached about $4.59 billion for FY2026, up $492 million in a year.

The city has a long list of projects under contract: Melissa Lake Park ($13.65 million), a second fire station ($14.08 million), Telephone Road and Melissa Road West rebuilds, a trail connector along SH-121 and new downtown overlay roadways. District 46 street construction starts in October 2026, with substantial completion targeted for fall 2027.

The honest version

Pros and cons of living in Melissa

Every town has trade-offs. Here’s what I tell my own clients before they buy.

Pros

  • A-rated school districtTEA rates Melissa ISD an A (91) for 2025–26, and the district has held an A for four straight years.
  • Parks that keep getting betterMelissa Lake Park, Lake Perry Fisher, the 100-acre Z-Plex sports complex and a growing trail network are all inside the city.
  • Steady city tax rateThe City of Melissa’s rate has dropped from $0.61 in 2016 to $0.454116, and it held flat for tax years 2024 and 2025.
  • Easy highway accessUS-75 and SH-121 meet here. Downtown McKinney is about 12 minutes away, and Legacy West and The Star are about 30.
  • Shopping in townH-E-B, Kroger and Buc-ee’s are now among Melissa’s largest employers, so groceries and gas no longer mean a trip to McKinney.

Cons

  • Constant constructionWith 1,442 home permits in FY2024 and 774 in FY2025, new streets, rooftops and road work are part of daily life for now.
  • Taxes add upThe combined in-city rate is about 1.91% before exemptions, and any PID or MUD assessment would come on top, so compare full tax lines carefully.
  • Dallas is a real driveDowntown Dallas is about 45 minutes with no traffic, and rush hour on US-75 can add 15–30 minutes more.
  • Utility costs are risingMelissa buys its water from NTMWD, and higher wholesale costs pushed city water rates up 5% and sewer rates up 7% for FY2026.
  • School boundaries will shiftNew campuses from the $875M bond mean attendance zones will change, so the school a home feeds today may not be the one it feeds later.

For sale now

Melissa, TX homes for sale & home prices

Most Melissa homes are suburban single-family houses built in the last twenty years, from established master-planned streets to brand-new subdivisions still under construction. The city issued 774 residential building permits in FY2025 and 1,442 in FY2024.

Search all Melissa homes

Featured listings in and around Melissa

Domain Not Authorized

The widget cannot be displayed because this domain isn't registered with your Buying Buddy account.
This typically occurs when:
- You're using a new or different domain
- You've moved to a staging environment
- The domain has recently changed
To resolve this:
1. Log into your Buying Buddy account
2. Submit a help ticket requesting domain authorization
3. Include the current domain name, and whether it is staging, new production, or a replacement
Click here to login.
Need help? Our support team is ready to assist you.

The kinds of homes you’ll find in Melissa

Established master-planned homes

Resale homes in communities like Liberty, where building started in 2003 and finished in 2024. You get mature landscaping, finished amenities and HOA-run pools and parks, often at a different price point than new builds.

New construction

Builders are still adding hundreds of homes a year. New homes come with builder warranties, but check the tax line for each subdivision and expect some ongoing construction nearby for a while.

Homes near the original downtown

The streets around Harrison, Cooper and Red River are Melissa’s oldest. Lots and home ages vary more here, and the District 46 project is adding sidewalks, lighting and public space through 2027.

Melissa ISD with a McKinney address

Melissa ISD reaches past the city limits. Willow Wood Elementary, for example, has a McKinney mailing address, so I always confirm the city, the ETJ status and the school zone for each home.

Be the first to know

Get new Melissa listings before everyone else

I’ll send new listings, price drops and my Coming Soon homes in Melissa — with my honest notes on each one.

Goes straight to Shayla — not a call center. I usually reply within the hour.

Schools & growth

Melissa ISD rating, campuses and the $875M bond

Melissa ISD is the main reason many of my clients look here. TEA’s TXschools.gov lists the district at an A (91) for 2025–26, after an A (92) for 2024–25 and an A (90) for both 2023–24 and 2022–23. Enrollment reached 8,560 students in 2025–26 across nine campuses, with about 15.6 students per teacher.

That growth is why voters approved an $875 million bond on May 3, 2025. The district said the bond would not raise its $0.50 debt (I&S) tax rate, and its 2026 total rate actually came down to $1.2008. For buyers, the practical takeaway is that new campuses — and new attendance boundaries — are coming, so I check the assigned school for every address.

What the 2025 bond pays for

  • Prop A ($800M): an early childhood center
  • Three to five new elementary schools
  • A new middle school and a 9th grade center
  • Additions and renovations to existing campuses
  • Buses, transportation expansion and land for future schools
  • Prop B ($75M): technology, networks, devices and digital security systems
Campus Grades TEA rating
Melissa High School High school A
East Cardinal Middle School 6–8 A
Sixth Grade Center 6 B
Harry McKillop Elementary Early ed–5 A
Willow Wood Elementary Early ed–5 A
Highland Elementary Early ed–5 B
North Creek Elementary Early ed–5 B
Sumeer Elementary Pre-K–5 B
Melissa Ridge Education Center Early education Not rated

Campus ratings as shown on TEA’s TXschools.gov in October 2026. Ratings and boundaries change — confirm the campus for any address with the district.

What’s changing

How fast is Melissa, TX growing?

Very fast. In May 2026 the Census Bureau named Melissa the #4 fastest-growing U.S. city with 20,000 or more residents, up 14.5% to 29,969 people between July 2024 and July 2025. Four of the top five were in Texas, and Anna — the next town up US-75 — was #5.

Jobs and shopping have followed the rooftops. H-E-B is now the city’s second-largest employer with 525 workers, and Buc-ee’s employs 315. Downtown, the District 46 plan is turning Harrison, Cooper and Red River streets into a walkable core with gateway signs, shade, lighting and seating; XIT Paving won the construction contract in June 2026.

Projects to watch

  • District 46 downtown streetscape: construction from October 2026, substantial completion targeted for fall 2027
  • A redesigned South Water Tower carrying the District 46 and Cardinal branding
  • Melissa Lake Park: $13.65M contract, Phase II ribbon cutting held
  • Fire Station #2: $14.08M contract
  • Telephone Road and Melissa Road West rebuilds
Fiscal year Residential permits New water connections
2022 905 907
2023 903 1,124
2024 1,442 1,856
2025 774 1,206

From the City of Melissa’s FY2025 Annual Comprehensive Financial Report (operating indicators).

Where to live

Best neighborhoods in Melissa

Melissa is mostly master-planned subdivisions around a small original downtown — here’s how I describe the main areas to clients.

Master-planned · Built out

Liberty

Hillwood’s 535-acre community with 1,855 homes, built from 2003 to 2024 by builders including Drees, Highland, Perry and Bloomfield. Amenity center with pool and splash pad, sand volleyball, a fishing pond, soccer fields and walking paths.

Melissa ISD · Harry McKillop Elementary is inside the community

Original town · In city limits

Downtown Melissa & District 46

The historic grid around Harrison, Cooper and Red River streets, laid out when the railroad arrived in 1872. Home ages and lot sizes vary, and the District 46 streetscape work brings new sidewalks, lighting and gathering spaces through 2027.

Melissa ISD

Established · Park access

Around Lake Perry Fisher & Country Ridge Park

Streets near Beech Boulevard, where a 10-acre stocked lake has a three-quarter-mile concrete loop trail that connects to Country Ridge Park. A good fit if you want a daily walk without getting in the car.

Melissa ISD

Newer subdivisions · Growth area

East Melissa near FM 545

The east side has filled in quickly, with East Cardinal Middle School on FM 545, Highland Elementary on Highland Road and the Z-Plex sports complex on East Melissa Road. Expect active construction and new streets.

Melissa ISD

Outside city limits · Check the details

Melissa ISD with a McKinney address

Part of Melissa ISD sits outside the city, including Willow Wood Elementary on Parkdale Drive with a McKinney address. These homes can have different city services and tax lines, so I verify both before you write an offer.

Melissa ISD · Willow Wood Elementary

Subdivision names are a starting point. Lot sizes, HOA rules and school zoning vary street by street — I’ll confirm all of it for any home you’re considering.

Cost of living

Melissa property taxes & cost of living

Inside Melissa city limits, the tax-year 2025 stack adds up to about $1.91 per $100 of taxable value: the City of Melissa ($0.454116, unchanged for two years and down from $0.61 in 2016), Melissa ISD ($1.2245), Collin County ($0.149343) and Collin College ($0.08122).

Two 2026 updates are worth knowing. Melissa ISD adopted a lower $1.2008 rate for tax year 2026 on August 17, 2026 ($0.7008 operations plus $0.50 debt). The City’s 2026 notice listed a no-new-revenue rate of $0.451047 and a voter-approval rate of $0.491481; I’ll pull the final adopted city rate for any home we look at.

  • Texas school homestead exemption is $140,000, plus another $60,000 if you’re 65 or older or disabled (since the November 2025 election).
  • The City of Melissa applies a tax ceiling (freeze) on homesteads of owners 65 or older or disabled.
  • If a subdivision has a PID or MUD assessment, it shows up as an extra line on the tax record — I check every home on CollinTaxInfo.org before you make an offer.
  • Homes outside the city limits but inside Melissa ISD skip the city rate but may pay for other services differently.

Schools

Melissa schools

Melissa is served by Melissa ISD, a single-town district that has grown from 2,399 students in 2016 to 8,560 in 2025–26. TEA’s TXschools.gov rates the district A (91) for 2025–26, with an A (92) the year before. The Cardinals play at Coach Kenny Deel Stadium on Milrany Lane, next to Melissa High School and the Melissa Arts Center.

Because enrollment keeps climbing, the district is building. Voters approved an $875 million bond in May 2025 for new elementary schools, a middle school, a 9th grade center and an early childhood center. New campuses mean attendance zones will shift, so I confirm the assigned school for every home rather than relying on a subdivision name.

Getting around

Commute from Melissa: drive times & highways

Melissa sits where US-75, SH-121 and SH-5 meet, with FM 545 running east–west across town. SH-121 is the quick way toward Frisco, Plano and DFW Airport.

Downtown McKinney

12 min≈ 7 mi

SH-5 / US-75 S

McKinney National Airport

18 min≈ 9 mi

US-75 S

Van Alstyne

15 min≈ 10 mi

US-75 N

Legacy West (Plano)

30 min≈ 23 mi

SH-121 W

The Star (Frisco)

30 min≈ 23 mi

SH-121 W

Downtown Sherman

30 min≈ 26 mi

US-75 N

Downtown Dallas

45 min≈ 39 mi

US-75 S

DFW Airport

55 min≈ 44 mi

SH-121 W

Typical drive times without heavy traffic. Rush hour on US-75 and the Tollway can add 15–30 minutes.

Road projects to know about

  • Collin County Outer Loop: Segment 3C (Custer Road to US-75, 8.9 miles, $62.7M) opened November 7, 2025; the built road now ends at SH-121 between Anna and Melissa.
  • Outer Loop Segment 5: Collin County is studying a 21-mile route from SH-121 near Melissa to US-380 in Farmersville, with right-of-way mapping planned for fall 2026.
  • District 46 street improvements downtown: construction from October 2026 to about fall 2027 — expect detours around Harrison, Cooper and Red River.

Local favorites

Things to do in Melissa

Melissa’s parks are newer and bigger than most people expect, and the city keeps a busy event calendar.

Trail, fishing pier and kayak launch at a small city park lake in a North Texas suburb

Melissa Lake Park

A 10-acre stocked lake at 4101 Liberty Way with concrete trails, an amphitheater, kayak launch, splash pad (May–September), pavilions, a playground and a food truck area.

Lake Perry Fisher

About 10 acres of catch-and-release fishing for bass, catfish and bluegill, with a three-quarter-mile loop trail that links to Country Ridge Park.

Ford Sports Village at The Z-Plex

Turf baseball and softball fields, grass and turf soccer, tennis courts, D-BAT and a playground on East Melissa Road. It hosted 73 weekend tournaments in FY2025.

Melissa Hike & Bike Trail

The first phase opened in 2012 along Melissa Road and Fannin Road, with lamp posts, shaded benches and exercise stations. The city’s plan calls for 41 miles of trails.

Sparks & Spangles

The city’s free Fourth of July celebration at Coach Kenny Deel Stadium, with a kids zone, flag ceremony and fireworks. The 2026 show was June 26.

Melissa Tribute Fest

A free evening of tribute bands at Melissa Lake Park with market vendors, food trucks, a kids play zone and a fireworks finale. The 2026 festival was September 12.

Melissa Public Library

Storytimes, craft classes, tween events and family shows on a busy monthly calendar — a good first stop for meeting neighbors after you move.

Melissa Arts Center

Melissa ISD’s performing arts center at 3030 Milrany Lane, on the same campus as Melissa High School and Coach Kenny Deel Stadium. Check the district calendar for upcoming shows.

District 46 downtown

Melissa’s original 1872 railroad town, now getting a full streetscape makeover. Watch for new gathering spaces and small businesses as construction wraps up in 2027.

Before you move

Moving to Melissa, TX: what to know

Here’s the practical checklist I walk through with every client moving to Melissa.

Water & sewer
The City of Melissa runs water, sewer and trash service and buys treated water from the North Texas Municipal Water District. Water rates rose 5% and sewer 7% for FY2026. Start service through the city’s Establish Water Service page.
Electric
Most of Melissa is in the Oncor area, where you choose a retail provider through Power to Choose. Some subdivisions are served only by Grayson-Collin Electric Cooperative — I check which one applies to each address.
Gas
Atmos Energy is the natural gas provider in Melissa.
Internet
The city lists AT&T, Suddenlink, DIRECTV and DISH as the most common providers. Availability varies by street, so check the exact address before you close.
City limits vs. ETJ
Melissa ISD extends beyond the city, and some homes have a McKinney mailing address. City limits decide your city tax, trash service and code rules — I confirm it from the appraisal record, not the mailing address.
Homestead exemption
File your homestead exemption with the Collin Central Appraisal District after you move in. It lowers the school portion of your tax bill and starts the 65-plus or disabled tax ceiling if you qualify.
Local tip
Sign up at CollinTaxInfo.org for email alerts on your property. Every August and September it shows each taxing unit’s proposed and adopted rate for your home.

FAQ

Melissa FAQ

Quick answers to the questions I hear most from people moving to Melissa.

Is Melissa, TX a good place to live?

For many buyers, yes. Melissa offers an A-rated school district, newer homes, big city parks and quick access to US-75 and SH-121, with downtown McKinney about 12 minutes away. The trade-offs are steady construction, rising traffic and a combined in-city tax rate of about 1.91%. I’m happy to drive you through a few areas so you can feel the difference between them.

What is the property tax rate in Melissa, TX?

For tax year 2025, the in-city stack is about $1.91 per $100 of value: City of Melissa $0.454116, Melissa ISD $1.2245, Collin County $0.149343 and Collin College $0.08122. Melissa ISD lowered its rate to $1.2008 for 2026. Homestead exemptions reduce the school portion; any PID or MUD assessment would be added on top.

What school district is Melissa, TX in?

Melissa is served by Melissa ISD, home of the Cardinals. TEA rated the district A (91) for 2025–26, and it had about 8,560 students on nine campuses. The district also reaches past the city limits, including Willow Wood Elementary with a McKinney address, so always confirm the assigned campus for a specific home.

How far is Melissa from Dallas?

Downtown Dallas is about 39 miles from Melissa, roughly 45 minutes with no traffic via US-75 South. Legacy West in Plano and The Star in Frisco are each about 23 miles, around 30 minutes via SH-121, and DFW Airport is about 55 minutes. Rush hour can add 15–30 minutes.

Does Melissa have MUD or PID taxes?

It depends on the subdivision. The core in-city stack is about 1.91%, and any PID or MUD assessment would be an extra line on top of that. Rather than guess from a neighborhood name, I pull the tax record on CollinTaxInfo.org and the seller’s disclosures for every home so you see the full rate before you make an offer.

Is Melissa, TX growing?

Yes — quickly. The Census Bureau ranked Melissa the #4 fastest-growing U.S. city of 20,000 or more people, up 14.5% to 29,969 between 2024 and 2025. The 2020 Census counted 13,901. The city issued 1,442 residential permits in FY2024 and 774 in FY2025, and it’s rebuilding its downtown through the District 46 project.

What is Melissa, TX known for?

Melissa is known for its fast growth, Melissa ISD and its Cardinals, and its Buc-ee’s. The town was laid out in 1872 when the Houston and Texas Central Railroad came through, and it later became a stop on the Interurban line between Dallas and Denison. Today it’s best known for Melissa Lake Park and the Z-Plex.

Who provides utilities in Melissa, TX?

The City of Melissa provides water, sewer and trash service, using treated water bought from the North Texas Municipal Water District. Electricity is Oncor in most areas, where you pick a retail provider, but some subdivisions are served only by Grayson-Collin Electric Cooperative. Atmos Energy provides natural gas. I confirm each provider for the specific address.

Ready when you are

Thinking about Melissa?

I’ll show you around — the neighborhoods, the schools and the places locals love — and put together homes in Melissa that fit your budget.